If you are buying or refinancing property, the bank might offer you a larger mortgage than you need. While it’s tempting to have those extra funds available, it’s not worth paying for extra money you don’t need. Sometimes people feel that they have to take all the...
Last week, Hasbro launched Monopoly for Millennials. It’s an updated version of the classic game, complete with a dismissive tagline: “Forget real estate. You can’t afford it anyway.” Despite its patronizing tone, Hasbro isn’t far from the truth. Housing prices are...
The other day, I heard a famous song on the radio. You know the one. It goes like this: “If I had a million dollars, I’d be rich.” I’ve heard this song dozens of times, but that day I found myself thinking about the lyrics, specifically about whether or not a million...
I would like to share a real-life story about clients buying their first home. I have changed their names for confidentiality. David and James were excited about buying their first home. They knew there'd be a lot of paperwork, but weren't sure about some of the...
